Cayo Davids is a seasoned Credit Officer and former Credit Underwriting Team Leader with over 6 years of experience in the FinTech industry. He worked for a company that focused on providing SMEs funding, where he gained extensive experience in risk assessment, process documentation, and product development. Davids won the Underwriting Award in 2018, which led to his promotion as a Team Leader. He has vast experience in training and developing junior staff, handling multiple tasks competently, and working well under pressure. Additionally, he's skilled at using Sage CRM and Salesforce CRM systems.

Davids holds a Fundamentals of Banking and Risk Management, Banking and Risk degree from the University of South Africa/Universiteit van Suid-Afrika. He recently completed a course in Data Analysis from the University of Cape Town and is currently studying Digital Marketing at Udemy.

His organizations' involvement includes Growth Lending as a Funding Coordinator, Retail Capital SA, where he worked as a credit underwriting team leader and credit underwriter, as well as Prudential Portfolio Managers as a receptionist.