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Nick Fpfs
Providing expert financial planning to help your maximise you wealth in order to reach your goals.
Professional Background
Nick Henbrey, FPFS, is an accomplished financial planner whose unwavering dedication to minimising taxes, maximising wealth, and providing comprehensive risk protection defines his career. Based in the picturesque Midlands and vibrant South East of England, Nick specializes in offering holistic financial planning advice tailored to the unique needs of successful individuals and their families. With a career spanning numerous award-winning roles, he has become a trusted advisor, renowned for his ability to guide clients through the intricate world of financial management.
From the very first meeting, Nick establishes an open dialogue, beginning with a clean slate. He firmly believes that understanding clients' goals is paramount, laying the foundation for bespoke financial solutions that fit perfectly within their life context. This personalized approach not only enhances client engagement but also ensures alignment with every client's long-term aspirations.
Nick’s dedication to professional excellence is exemplified by his prestigious Fellowship with the Personal Finance Society (PFS). Achieving this esteemed qualification places him among the top 9% of society's members as of 2021, underscoring his commitment to acquiring the extensive knowledge and expertise necessary to deliver high-quality financial advice.
His dedication goes beyond the financial aspects; Nick aims to alleviate the stress associated with keeping up with financial planning and ever-changing tax legislation, enabling clients to focus on what truly matters: their time.
Education and Achievements
Nick’s educational journey laid a solid foundation for his impressive career in financial planning. He pursued his Bachelor of Arts (BA) in Humanities and Social Science at the esteemed University of Edinburgh, which equipped him with critical thinking skills and a profound understanding of human behavior—concepts vital for effectively managing client relationships in finance.
Furthering his professional development, Nick studied at the Chartered Insurance Institute, where he honed his expertise in various financial domains. This education is complemented by his formative years spent at both Oakham School and Stamford Endowed Schools, institutions known for their rigorous academic standards.
Professional Experience
Before transitioning into the financial sector, Nick enjoyed a notable career in the Royal Navy. His roles included:
- Submarine Maintenance Manager
- Reverse Supply Chain Manager - Middle East
- Naval Base Supply Chain Supervisor
- Supply Chain Logistician - Submariner
- Training Pipeline
Each of these positions taught him invaluable lessons about leadership, logistics, and strategic planning—skills that seamlessly translated into his financial planning career. Nick also dedicates some of his time to mentorship, having served as a Volunteer Mentor at SSAFA, the Armed Forces charity, which demonstrates his commitment to giving back to the community.
Areas of Expertise
Nick Henbrey’s vast array of knowledge encompasses vital areas of financial planning, making him a one-stop resource for all client needs. His expertise includes:
- Pension Planning: Ensuring a secure financial future is a top priority, and Nick assists clients in navigating the complexities of pension options to maximize their retirement savings.
- Investment Planning: With a keen eye for market trends, Nick crafts personalised investment strategies aimed at wealth generation and risk mitigation.
- Inheritance Tax & Estate Planning: Nick strategically aids families in preserving their legacies, ensuring tax-effective estate planning that safeguards their wealth.
- Mortgages (including Remortgage and Buy-To-Let): Offering expert advice on mortgages, Nick simplifies the home buying process for clients, particularly those in the buy-to-let sector.
- Business Protection: Understanding the intrinsic value of both personal and business assets, Nick devises protection plans that mitigate risks associated with unforeseen events.
- Protection (Life, Critical Illness & Income Protection): Nick’s thorough understanding of protection products ensures that clients have peace of mind, knowing their families and assets are secure should the unexpected arise.
Conclusion
With a rich background in both the military and financial sectors, Nick Henbrey, FPFS, exemplifies the ideal financial planner. His commitment to client-first service, coupled with his extensive qualification and experience, positions him as a leader in the financial planning industry. Most notably, Nick's philosophy revolves around minimizing his clients' financial stress while empowering them to take charge of their wealth and financial futures.
For those seeking to navigate the multifaceted world of financial planning and investment with a trusted professional, Nick Henbrey is an exemplary choice. If you are interested in a no-obligation chat, feel free to reach out via email at nick.henbrey@sjpp.co.uk for personalized advice that aligns with your unique financial goals.